PhishinG

What is Phishing ?

With the tremendous increase in the use of online banking, online share trading and ecommerce, there has been a corresponding growth in the incidents of phishing being used to carry out financial frauds. Phishing involves fraudulently acquiring sensitive information (e.g. passwords, credit card details etc) by masquerading as a trusted entity.

What exactly happens in phishing ?

The victim receives an email that appears to have been sent from his bank. The email urges the victim to click on the link in the email. When the victim does so, he is taken to “a secure page on the bank’s website”. The victim believes the web page to be authentic and he enters his username, password and other information. In reality, the website is a fake and the victim’s information is stolen and misused.

Who is liable ?

All persons involved in creating and sending the fraudulent emails and creating and maintaining the fake website. The persons who misuse the stolen or “phished” information are also liable.
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